UAD Information
Everything you want to know
Hassle Free UAD with ClickFORMS (VIDEO)
Answers to the most Frequently Asked Questions about UAD
1. Bing Map error – not initializing
i. Bing Maps needs Microsoft’s Silverlight controls. Please visit this link and check if Bing maps works in your Internet browser.
ii. Please update ClickFORMS to the latest version using this link.
iii. Uninstall ClickFORMS, download the latest version and reinstall ClickFORMS
2. How To Display Zeros
You can choose whether or not to display zeros "0" in your forms. If ClickFORMS does not display any zeros even after you have typed "0" inside the fields, you can change the Cell Preferences to display them:
Step 1: Right click on the cell and click Cell Preferences
Step 2: Click Display Zeros and click OK
Step 3: Type zero "0" and it will display a zero "0"
Need more details? View How To PDF with Screenshots.
3. Creating XML file error – ClickFORMS has detected issues validating your XML.
Please send your ClickFORMS file to UAD@BradfordSoftware.com so that we could check the problem you are having and send you the solution.
4. UAD Definition Page checkbox is not selected by default during UAD
Yes, we heard you. This feature will available in the next ClickFORMS version we will release soon.
5. Lender/AMC sent you back your XML, saying it didn’t pass on UCDP and want you to fix some errors.
We are working on a new UAD only rules reviewer that will show you exact problem your report could have on the UCDP portal. In the meantime please send your ClickFORMS file to UAD@BradfordSoftware.com so that we could check the problem you are having and send you the solution.
Answers to all the questions we have received about UAD
UAD Training video for ClickFORMS
Understanding ClickFORMS 3 UAD Interfaces
UAD How To Documentation (PDF):
How we help you to stay compliant
Official documentation from the GSEs
In an effort to enhance appraisal data quality and consistency and promote the collection of electronic appraisal data, Freddie Mac and Fannie Mae have worked together, to develop the Uniform Appraisal Dataset (UAD) and the Uniform Collateral Data Portal (UCDP).
The UAD includes all fields required for a complete appraisal submission for specific appraisal forms and standardizes definitions and responses for a key subset of fields.
For appraisals with an effective date (date of inspection is the effective date of the appraisal) on or after September 1, 2011, the appraisal report forms below must be completed in compliance with the UAD for conventional mortgage loans. These forms are collectively referred to as the "four UAD forms."
| Appraisal Form Name | Fannie Mae Form Number |
Freddie Mac |
| Uniform Residential Appraisal Report 1004 70 | 1004 | 70 |
| Individual Condominium Unit Appraisal Report | 1073 | 465 |
| Exterior-Only Inspection Individual Condominium | 1075 | 466 |
| Exterior-Only Inspection Residential Appraisal | 2055 | 2055 |
To facilitate delivery of electronic appraisal report data, Fannie and Freddie are developing the UCDP, a portal through which lenders will submit appraisal data for delivery to either Fannie or Freddie. Lenders are accountable for the quality of the appraisals and the appraisal data they submit. Lenders must comply with the requirements of the UAD and must ensure these requirements are met when the appraisal data is prepared by a third party.
Appraisal Regulations developed by Fannie Mae and Freddie Mac
We are working to provide resources and tools for appraisers to be UAD compliant. This includes collaborating with Fannie Mae and Freddie Mac to incorporate the UAD requirements into ClickFORMS. This summer we will release an update to ClickFORMS that will include a UAD mode which will allow you to complete a Fannie or Freddie report. When you start a Fannie or Freddie report, you will be prompted for all the required fields to ensure you are compliant with UAD requirements. We are also updating forms and will include additional required addendums in the forms library.
